Collect more. Manage less.

The smarter way to
run susu collection

DigiCollect is Ghana's leading susu software and savings system. Our susu app gives your field agents a powerful mobile tool and your admin team a real-time dashboard — so you can grow your susu savings business without the paperwork.

Start free trial See how it works

Free 7-day trial · No credit card required

Today's Volume

GHS 4,820

↑ 12% from yesterday

Active Customers

248

6 pending approval

Agents Active

3 collecting now

Commission Earned

GHS 241

This month

Weekly Activity

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In the field

Your agents, equipped
to collect anywhere

DigiCollect's mobile app keeps working even in areas with poor connectivity — agents register customers, collect deposits, and issue receipts when signal is weak. Actions are queued and sync automatically once a stable connection is restored.

Works in low connectivity — syncs when back online
Instant SMS receipt to customer on deposit
GPS location recorded for every customer
Daily target tracker keeps agents motivated

Agent collecting deposit from market woman in African market

Low-connectivity ready · Syncs automatically

Our story

Susu collection runs Ghana.
We built the software to run it better.

Every day, thousands of field agents walk the markets, streets, and neighbourhoods of Ghana collecting small daily savings from ordinary people. It's one of the oldest and most trusted financial systems in West Africa — and until now, it's been run almost entirely on paper, memory, and trust.

The problem

Paper-based susu is breaking down

No audit trail. Disputes between agents and customers are settled by whoever has the better memory — or the louder voice.
Cash leakage. Without real-time tracking, managers have no visibility into what agents collected, what was deposited, and what went missing.
No receipts. Customers hand over cash and get a tick in a notebook. When the notebook is lost, so is their savings history.
Regulatory pressure. The Bank of Ghana requires microfinance institutions to file structured reports — impossible to produce from handwritten ledgers.
Can't scale. Growing from 5 agents to 50 means 10× the paperwork, 10× the errors, and 10× the reconciliation headaches.

The DigiCollect solution

A complete digital backbone for your collection business

Mobile-first agent app. Every deposit, withdrawal, and customer registration is captured digitally — even offline. No more paper ledgers.
Instant SMS receipts. Customers get a confirmation on their phone the moment a deposit is recorded. Trust built automatically.
Real-time admin dashboard. See every agent, every transaction, and every customer balance from anywhere — in real time.
BOG-ready reports. Generate Bank of Ghana regulatory reports in one click. Stay compliant without the manual work.
Built to scale. From 5 agents to 500, DigiCollect grows with you. Add agents, territories, and customers without adding complexity.

Built for

Susu collectors

Individual collectors managing daily rounds across markets and neighbourhoods.

Microfinance companies

Licensed MFIs that need BOG compliance, multi-agent management, and audit trails.

Savings groups

Community savings clubs and cooperatives that want to go digital without complexity.

Collection agencies

Businesses running large agent networks across multiple territories and regions.

"Susu is not just a savings system — it's a lifeline for millions of Ghanaians who don't have access to formal banking. DigiCollect exists to make that system trustworthy, transparent, and scalable for the people who run it."

Start your free trial Explore features

Features

Everything your collection business needs

From onboarding customers to reconciling cash at end of day — DigiCollect handles it all.

Low-connectivity mobile app

Agents collect deposits and register customers even with poor signal. Actions are queued locally and sync automatically when connectivity is restored.

AndroidiOSAuto-sync

Agent management

Create agents, assign customers, set daily collection targets and track performance in real time.

Instant transactions

Process deposits and withdrawals in seconds. Automatic commission calculation on every withdrawal.

Real-time reports

BOG-ready reports, vault summaries, commission tracking and daily reconciliation — all in one place.

SMS receipts

Customers get instant SMS confirmations for every deposit. Build trust and reduce disputes.

Approval workflows

Withdrawals require admin approval before funds are released. Full audit trail of every action.

Daily targets & gamification

Set daily collection targets for agents. They see live progress on their phone — motivation built in.

Territory management

Draw collection zones on a map, assign agents to territories, and see exactly where your customers are located.

Google MapsGPS trackingTurn-by-turn navigation

How it works

Up and running in minutes

No technical setup required. Create your account, add your agents, and start collecting.

Create your organisation

Add your agents

Invite field agents by email. They download the DigiCollect mobile app and log in with their credentials.

Onboard customers

Agents register customers in the field — name, photo, ID, location. Accounts are approved from the admin portal.

Start collecting

Agents collect deposits daily. You see every transaction in real time. Cash reconciliation at end of day.

Pricing

Simple, transparent pricing

Start free. Scale as you grow. No hidden fees.

Starter

GHS 250 /month

Perfect for small collection businesses just getting started.

✓ Up to 10 agents
✓ Up to 500 customers
✓ Up to 500 transactions/day
✓ 100 free SMS units/month
✓ Customer management & approvals
✓ Transaction processing
✓ Basic reports & vault summary
✓ Customer account statements
✓ Mobile app for agents
✓ Email support
✕ BoG regulatory report
✕ Territories & agent map
✕ Vault & profit tracking
✕ Commission reports
✕ PDF export

Get started

Your agents collect
from their phone

The DigiCollect agent app keeps working even with poor connectivity. Agents register customers, collect deposits, and issue SMS receipts when signal is weak — actions are queued and sync automatically once they're back on a stable connection.

Download for Android (APK)

Download on the App Store

Direct APK download · No Play Store required

9:41

Good morning, Kwame

TODAY'S VOLUME

GHS 1,240

8 completed 2 pending

Recent Activity

↓

Ama Asante

Deposit · 9:14 AM

+GHS 50

↓

Kofi Mensah

Deposit · 8:52 AM

+GHS 100

↑

Abena Owusu

Withdrawal · 8:30 AM

-GHS 200

Customer feedback

Trusted by collectors across Ghana

Real feedback from the agents and managers using DigiCollect every day.

"Before DigiCollect, I was carrying three notebooks and still losing track of who paid. Now everything is on my phone and my manager can see it in real time. I haven't had a single dispute with a customer in four months."

Kwame Asante

Field Agent · Accra

"The BOG report alone is worth the subscription. What used to take my accountant two days now takes five minutes. We passed our last audit without a single query."

Abena Mensah

Operations Manager · Kumasi MFI

"My customers love the SMS receipts. They used to call me every week asking about their balance. Now they just check their messages. It has made my job so much easier."

Yaw Boateng

Susu Collector · Tema

"We scaled from 8 agents to 22 in three months and the system handled it without any issues. The territory mapping feature is brilliant — I can see exactly which zones are underperforming."

Efua Darko

CEO · Darko Savings & Loans

"The offline mode is a game changer. I work in areas where network is very bad. I collect all day and everything syncs when I get back to town. No lost data, ever."

Kofi Acheampong

Field Agent · Northern Region

"I was sceptical about switching from paper but the setup took less than a day. The support team walked us through everything. Three months in and I can't imagine going back."

Adwoa Frimpong

Owner · Frimpong Susu Services

Susu Software Ghana

DigiCollect is the best susu software in Ghana for managing susu savings and susu collection. Our susu system helps microfinance organisations track daily savings, manage field agents, and process deposits and withdrawals efficiently.

Susu App for Android

Download our susu app for Android. The DigiCollect susu savings app works offline so agents can collect deposits even without internet. The best savings app for susu groups in Ghana.

Susu Collection System

Our susu collection system includes real-time reporting, SMS receipts, BOG regulatory reports, and a complete savings management system for microfinance companies in Ghana.

Savings System for Microfinance

DigiCollect is a complete savings system for susu collectors, microfinance institutions, and savings groups in Ghana. Manage your susu savings scheme with our digital platform.

The smarter way to run susu collection

Your agents, equippedto collect anywhere

Susu collection runs Ghana. We built the software to run it better.